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Mortgage Financing and Online Pre-approval Obtain the Best Rates & Lowest Closing Costs When you are ready to purchase a home, it makes sense to negotiate from the strongest position possible. There are certain things you can do to make certain that your offer is the one the seller goes with. The vast majority of homebuyers today go about the process entirely wrong, putting themselves at an overwhelming disadvantage! For example, let’s look at this from the seller’s perspective for a moment. If you were the seller and you had two offers on your property, all things being equal, would you accept the one with financing pre-approval or the one that was still conditional on financing? The answer is obvious. Also, from a cost-savings perspective…because the type and amount of the loan to be applied for must accompany any purchase offer, as a prospective purchaser it makes all the more sense to start the financing early on so you can get a firm handle on your interest rate and estimate of closing costs. If you do this before financing a home, you can begin ‘house hunting’ with no time constraints, and with peace of mind, knowing that there will be no last-minute hitches with your mortgage. It also allows you to make an unconditional offer when you find the home you want. A necessary first step you should be taking in the financing process is a no-obligation meeting with a mortgage lender before looking at properties. This meeting will help determine the loan amount you can qualify for, the range of properties to fit your budget, and an estimate of all costs involved in both the formal loan application and the final closing. It is also an opportunity to discuss and compare a wide variety of loan programs. Enjoy the convenience of getting your mortgage loan and finding your home, all under one roof and at a reduced cost. A recent Murray Consulting/Harris Interactive study of consumer preferences survey found that 82% of homebuyers, both recent and future, said they would consider one-stop shopping by getting their mortgage through their real estate agent. Why is that? Who better to trust with your loan than the person you entrust to find you a home? Working with your real estate agent eliminates third-party confusion, too. Also, you’re able to receive instant loan approval directly from a live underwriter. And lastly, the pricing is highly competitive because there is no middle man, and it’s guaranteed in writing. We aligned ourselves with L&G Mortgagebanc, a mortgage banking company which has been in business over 20 years and has originated billions of dollars of residential real estate loans. Through L&G we can originate your mortgage loan and obtain instant loan approval on your behalf, seven days a week, directly from the decision maker, saving you time and expense. We offer you peace of mind with L&G Mortgagebanc’s ‘4-Way Umbrella Warranty’:
Let us open the doors as both your Realtor® and Mortgage Loan Officer, and enjoy the personal attention you deserve. Before you begin the home-hunting process, find out about your eligibility and secure the best mortgage for your next move. Just fill out the form below, and click the ‘Submit’ button at the bottom of the form. We’ll call you right away to set up an appointment. Our Privacy Pledge: We will use your personal information solely for the purpose of enhancing your experience with our site. We will not sell, rent or trade your personal information to third parties under any circumstances. |
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